Showing posts with label financial freedom. Show all posts
Showing posts with label financial freedom. Show all posts

A plan for your finances

For a lot of us, as we started the year one of our new years resolutions was to take control of our finances. But what action do you have in place to do so?
Yesterday I was able to go to the grocery store and buy the things our family needed. My cart was full! And it humbled me. In January 2007 our budget was far different. We struggled to buy things like a gallon of milk. I felt small and defeated every time the monthly bills we're due or needing a tank of gas in the car. 

The reason I'm sharing this is for those of you in that boat now. Or maybe your not to that extreme but need to put purpose to your finances. This year my mission is to share the tools, resources and what I've learned over the past 11 years that has blessed our family and our finances. 

I want to help you to gain control, gain peace of mind, encourage you and help you gain choices! 

Here's to 2018 and becoming financially well! 

the first step

Starting today I want you to vow to take control of your finances. To gain that "No Matter What" mentality that will drive you forward with purpose to stop living in this cycle. Lets roll up our sleeves and design a plan! 

One of the things that I implemented years ago was a system for keeping track of our bills, expenses and knowing what we owed (and we owed a lot!!!). 

Print off January and February Finances pages.
Gain access to all 12 months of FREE Budget Printables below. 
Right click on this image, save it to your computer and print. 

Next your going to put action into place! This isn't a race but a journey as you design a plan that WILL work for your family. 
It's easy to start with January as some of your bills you've already paid. Look back through your check register and write down the bill, amount you paid, when the due date was and the balance (if applicable) for that account. 
Next, write out your goal. 
If you aim at nothing, you’ll hit it every time.  – Zig Ziglar

Is your goal something like: 
"To gain control of our finances".
"To have more money than month".
"To keep a positive bank balance all month". 
"To pay off our home".

What ever your goal is for the month/year, write it down! This will drive you forward to continue to be purposeful with your finances. 

Here's to your financial wellness in this new year! 

Want the full year of FREE budget Printables? 
Simply fill in your name and the best email address for yourself and then press the arrow. You will be directed to a new page where you will have full access to all 12 months of Budget Printables!


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5 Steps to Financial Freedom


Financial freedom is something that I'm  passionate about! 
Being free from debt brings peace that is in-measurable. 
If your in the place in your life where you have less money than you do month. Or your paying bills with credit cards. Or living in the negative of your bank account, these steps can help! 

5 Steps to Financial Freedom  

  1. Be honest with yourself and know what you owe. It's a major realization when you see the figure. 
  2. Be even more honest and know what your income is each month. If you don't have enough income to cover your bills you must make sacrifices and find ways to bring in additional income. (Check out how I paid off over 25K in debt by clicking HERE).
  3. Create a concrete budget that will accommodate your family's needs from month to month. 
  4. Cut up the credit cards and start using cash. This was tough for us at first, but it helped us to spend our money a bit more wisely on things and activities that really mattered to us. 
  5.  Wait 24 hours before you make large purchases for your family. If you still find that its a good choice to spend the money on anything that is over $50.00 after 24 hours than you can make the investment.  
Remember having financial freedom is something that is a life long journey. Its a choice that you make daily!
www.4MyKiddos.com





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